PROGRESS 10%

How much debt do you have?

(don't include mortgage and car loans)

How far behind are you on payments?

Not Behind

30 Days

60 Days

What's your zip code?

What's your complete address?

What's your name?

Final step. What are your basic contact details?

Complete to Receive the FREE eBook: "Deliverance from Debt: How Debt Settlement Helped Me Resolve My Debt in 24 Months"

We take your privacy seriously. By clicking the button, you agree to share your information with us and our partners, and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. Consent is not required as a condition to purchase a good/service.

100% FREE • No SSN Required • Takes Just 20 Seconds • Won't Hurt to Check

BBB Accredited Business
Privacy Protected
Ads Seen On:

What People Are Saying:

Read More Reviews

Recent Settlements*

Creditor Debt Amount Settlement Savings
Chase $43,065 $12,000 72%
Amazon $5,200 $2,200 58%
Discover $3,860 $1,930 50%
Bank of America $16,065 $6,747 72%
JC Penney $512 $300 30%
Home Depot $3,533 $1,483 42%
TJ Maxx $1,865 $634 68%
Capital One $17,935 $12,000 33%
State Farm $6,065 $3,000 50%
Synchrony $4,356 $2,000 54%
Discover $3,795 $1,000 74%
Macy's $2,500 $795 68%

Frequently Asked Questions

Answer

Working hard but still struggling to get rid of credit card debt and other unsecured debt like medical bills and personal loans?

You're not alone. Last year, the average credit card balance held by USA residents was $6,739. In addition, over $100 billion was paid to credit card companies in fees and interest.

At finallyzero.com, we're using technology to help consumers legally resolve most of the unsecured debt they owe.

We've helped thousands negotiate settlements with their creditors, wiping out over 48% of the debt owed.

Stop the credit card companies from raking in billions each year in fees.

Find out if you qualify for debt relief by completing our short quiz above.

If you're a pre-qualified candidate, we'll connect you with a debt relief expert that will walk you through the process of settling your debts with each of your creditors.

Answer

Nope. Never.

Though it's always important for you to know your own credit score (from each of the 3 credit reporting bureaus), we don't need your credit history and information to see if you qualify for debt relief.

Answer

No.

You're under no obligation to work with us or any of our partners if you don't want to.

If you qualify for debt relief, we'll connect you with debt negotiation specialist that will help you uncover your best path to financial freedom.

The pre-qualification process takes about 30 seconds, and is a great way to find out if you're a candidate, as well as estimate the quickest path to resolving your debt.

Answer

We work with all types of unsecured debt. This includes:

  • Credit card debt
  • Medical bills
  • Unsecured personal loans and lines or credit
  • Collections or repossessions
  • Business debts

Answer

The pre-qualification quiz above and initial consultation is completely FREE.

You're under no obligation to work with us.

Answer

Historically, clients who have worked with us have had approximately 48% of their original debts wiped out.

We're unable to completely quantify the exact amount we'll settle for you without a detailed discussion of your current creditors and the amounts owed. But, negotiated settlements we obtain on your behalf resolve the entire account , including all accrued fees and interest.

Find out how much you can save by completing the quiz above and connecting with one of our debt relief experts.